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Federal Reserve issues FOMC statement
Press Release of Federal Reserve, March 19, 2014:
Information received since the Federal Open Market Committee met in January indicates that growth in economic activity slowed during the winter months, in part reflecting adverse weather conditions. Labor market indicators were mixed detalii
Piraeus Bank issued €500 million senior unsecured bond
Piraeus Bank press release: Piraeus Bank today, Tuesday 18th March 2014, successfully priced and placed in the international debt capital markets a € 500 million three year senior unsecured benchmark note that has an annual fixed rate coupon of 5.00%.
The bond offering was detalii
BANCI
Regulatory Technical Standards to implement the single banking rule book (capital requirements - CRD IV package) - Frequently asked questions: See also IP/14/255
1. What is the CRDIV package on capital requirements? The "CRD IV package" transposes - via a Regulation and a Directive - the new global standards on bank capital (the Basel III agreement) into EU law. It applies from 1 January 2014. This legislative framework tackles vulnerabilities shown by banking institutions during the financial crisis, namely the insufficient level of capital both in quantity and quality (See MEMO/13/690). CRR/CRD sets stronger prudential requirements for banks, requiring them to keep sufficient capital reserves and liquidity. This new framework will make EU banks more solid and will strengthen their capacity to adequately manage the risks linked to their activities, and absorb any losses they may incur in doing detalii
Garanti Bank and Garanti Mortgage, one of Garanti Group Romania’s NBFIs, initiate official merger procedures
Garanti Bank and Garanti Mortgage (Domenia Credit IFN SA) announce today that they have initiated formal procedures for the merger of the two companies in Romania, which is expected to be finalized by the end of this year, following NBR approval and completion of all legal requirements. detalii
- UniCredit press release: Guidelines of Strategic Plan 2013-18 and 4Q13 and FY13 Group Results
- EUR 76mn Erste Group financing for 108 MW wind farm project in Romania sponsored by STEAG GmbH, Germany
- BCR Group results for full year 2013: Net profit at RON 591.2 million (EUR 133.8 million)
- Erste Group posts net profit of EUR 61.0 million in 2013 and improves capital ratios
- ESMA-EBA: Euribor makes significant progress with reforms
- Erste Bank offers its clients up to 30% of the damages suffered as a result of Closed Real Estate and Shipping Funds
- The EBA publishes final draft technical standards on classes of instruments used for variable remuneration
- UniCredit: Moody's changed UniCredit SpA's Baa2 rating outlook to stable
- EBA publishes risk dashboard of EU banking sector
- ING Group full-year 2013 underlying net profit of EUR 3,255 million, up 22.2% from full-year 2012
- Erste Group provides business update for 2013: Improvement in risk costs is outweighed by one-off items and tax effects, impacting net profit
- ING and Dutch State complete unwinding of lABF
- EBA, ESMA and EIOPA consult on draft technical standards on the mapping of ECAIs credit assessments
- Statement at the Conclusion of the IMF and EC Staff Visit to Romania
- EBA announces key features of the 2014 EU-wide Stress Test
- BCR Supervisory Board modifies composition of the Management Board
- EBA issues Recommendation on the use of the Legal Entity Identifier (LEI) for supervisory purposes
- EBA publishes final draft technical standards on own funds requirements for investment firms
- Romanian central bank: household deposits in domestic currency increased by 7.1 percent in 2013
- Romanian Central Bank: non-government loans granted by credit institutions declined by 0.6 percent in December 2013
- Ukrainian Group DF takes over Pravex-Bank from Intesa Sanpaolo
- RBI successfully completes EUR 2.78 billion pre-placement
- PwC Survey: Romanian CEO’s upbeat about the growth perspectives in 2014
- UniCredit: agreement with Mariner Investment Group for a disposal of junior/mezzanine notes of project finance portfolio
- Vienna Initiative sets priorities for 2014
- IMF Press Release: Mission Dates for the Visit of the IMF Mission to Romania
- The Global Economy in 2014: This crisis still lingers. Yet, optimism is in the air (Christine Lagarde, Managing Director, IMF)
- Basel III leverage ratio framework and disclosure requirements
- Slovak Republic successfully tests investor appetite for long CEE tenors with 15-year benchmark Eurobond
- Raiffeisen Bank International considering capital strengthening
- EBA publishes report on risks and vulnerabilities of the EU banking sector
- UniCredit announces to have reached an agreement on the sale of a non performing consumer and personal loans credit portfolio
- An IMF mission is planned to visit Bucharest in January 2014
- Garanti Bank Romania forecasts for 2014: Lower economic growth, inflation at a historical minimum and recovery of the construction sector
- EBA publishes outcome of 2013 EU-wide transparency exercise
- EBA publishes final draft Implementing Technical Standards on joint decisions on institution-specific prudential requirements
- EBA warns consumers on virtual currencies
- EBA transparency exercise
- Delia Velculescu, IMF: Cyprus on the Mend?
- EBA publishes Guidelines on retail deposits subject to different outflows for the purpose of liquidity reporting
- EBA presents data on high earners in EU banks for 2012
- Roland Pecsenye "the great visionary" of mobile payments who brought innovation in Romanian banks
- ECB suspends early repayments of the three-year LTROs during the year-end period
- Fitch Ratings has affirmed BCR, BRD and Garanti Bank ratings. The Outlooks are Stable
- Jörg Asmussen, ECB: The public and the private banking union
- Mario Draghi, President of the ECB: statements in the press conference, 7 November 2013
- Statement at the end of the IMF and EC Staff First Review Mission to Romania
- Contactless payment cards: research highlights security concerns
- ING and Dutch State reach agreement on unwinding of Illiquid Assets Back-up Facility
- Banca Transilvania profit decreased by 9.5% to 240 million RON
- Vienna 2 Initiative draws attention to weak credit growth and special challenges for South Eastern Europe
- Romanian National Bank: Deposits went up 0,9% in September
- Romanian Central Bank: loans increased by 0,5% in September
- IMF Executive Board Approves New €1.98 Billion Precautionary Stand-By Arrangement for Romania
- Federal Reserve issues FOMC statement
- Raiffeisen Bank International AG (RBI) revises expected provisioning requirement
- Romania West Region Aims to Catch Up With Its More Developed Peers in the European Union Over the Next Programming Period 2014-2020
- Österreichische Volksbanken-Aktiengesellschaft (VBAG) Group publishes consolidated results for the first half year of 2013
- Raiffeisen Bank International with consolidated profit of € 277 million in the first half 2013
- Research: Millennials generation puts more emphasis on work flexibility and recognition of their work rather than financial rewards
- FATCA responsibilities for Romanian financial institutions
- Raiffeisen Bank Romania reports a net profit of EUR 60 million for the first half of 2013
- PwC analysis: Eurozone peripheral economies are gaining competitiveness and capitalizing on higher tourist numbers
- EBRD provided an €225 million corporate senior loan to Cosmote
- Erste Group & Ceska sporitelna advise buyers of Czech energy network, NET4GAS
- New Erste Group loan of EUR 34mn contributes to La Fantana recapitalization
- Visa Europe appoints new CEO
- Statement by the IMF and the EC on Joint Discussions on a New Economic Program for Romania
- National Bank of Romania: Deposits advanced 0,1% in June 2013
- National Bank of Romania: Private credit rose by 1,1% in June 2013
- EBRD €10 million loan to Romania’s UniCredit Tiriac Bank for on-lending to small and medium-sized enterprises (SMEs)
- Erik Berglof, the EBRD’s Chief Economist: Emerging economies are ‘stuck in transition’
- Erste Group successfully completes its capital increase in the amount of EUR 660.6 million
- The European Bank for Reconstruction and Development (EBRD) is providing loans to the water utility companies in Bacău and Maramureș counties
- EBRD has launched a €150 million programme to back medium- to long-term bonds issued by the Romanian financial institutions
- Erste Group launches capital increase of EUR 660m
- National Bank of Romania cuts the reference rate to 5%
- VBAG and RZB Group reach an agreement
- IMF Completes Seventh and Eighth Reviews Under the SBA for Romania
- UniCredit Tiriac Bank successfully closed the bond issuance
- The Message of EBRD president, Sir Suma Chakrabarti, for Romanian politicians: reduce corruption, remove blockages in the country's development, stimulate investments
- Romania has become the EBRD's third largest country of operations in terms of business portfolio
- Sir Suma Chakrabarti: My life of public service
- EBRD President visits Romania
- EBRD steps up support for Romanian SMEs
- Guillermo Tolosa, the new IMF Resident Representative in Romania and Bulgaria
- UniCredit Tiriac Bank issued 5-year bonds worth 500 million RON, with an interest rate of 6% per year
- Karl Sevelda named new Chief Executive Officer of RBI
- Erste Group pays EUR 98 million in interest to the Republic of Austria
- Banca Comerciala Carpatica’s (BCC) gross profit during the first quarter of 2013 almost doubles versus the same period last year
- CEE Banking Sector: commitment will be rewarded
- IMF: Deleveraging Abating in Emerging Europe amid Regulatory and Structural Shifts
- ING to sell custody services in 7 European countries to Citi
- Erste Bank: every other Austrian cannot name a single example for a security
- European Banking Authority: Joint Committee of the European Supervisory Authorities calls for action on cross-sectoral risks
- European Commission opens investigation into MasterCard inter-bank fees
Topuri Banci
- Topul celor mai mari banci din Romania dupa valoarea activelor in 2018
- Topul bancilor dupa active in 2017
- Topul bancilor cu cele mai mici comisioane la contul curent cu card si online banking
- Topul bancilor dupa active in 2016
- Topul bancilor dupa active in 2015
ROBOR
- Istoricul ROBOR la 3 luni, in perioada 01.08.1995 - 31.12.2019
- ROBOR 3 luni (date statistice pe perioada 1995-2019, conform BNR)
- Asociatia Pietelor Financiare respinge acuzatiile de manipulare a ROBOR de catre banci
- ROBOR-ul reactioneaza la restrictiile de creditare ale BNR
- Roborul profita de Isarescu
Asociatia Romana a Bancilor (ARB)
- Comunicat ARB: Comunitatea bancara identifica riscul legislativ
- Bancile lanseaza o campanie pentru imbunatatirea dialogului cu societatea
- Asociatiile din industria financiara au semnat un acord in care propun autoritatilor un gentlemens agreement pentru predictibilitatea legislativa
- Declaratie ARB dupa aprobarea OUG de modificare a OUG 114/2018
Taxa bancara
- Normele metodologice pentru aplicarea taxei bancare, publicate de Ministerul Finantelor
- Noul ROBOR se va aplica automat la creditele noi si prin refinantare la cele in derulare
- Taxa bancara ar putea fi redusa de la 1,2% la 0,4% la bancile mari si 0,2% la cele mici, insa bancherii avertizeaza ca indiferent de nivelul acesteia, intermedierea financiara va scadea iar dobanzile vor creste
- Raiffeisen anunta ca activitatea bancii a incetinit substantial din cauza taxei bancare; strategia va fi reevaluata, nu vor mai fi acordate credite cu dobanzi mici
- Tariceanu anunta un acord de principiu privind taxa bancara: ROBOR-ul ar putea fi inlocuit cu marja de dobanda a bancilor
Statistici BNR
- Dobanda la creditele in lei pentru firme, in urcare a treia luna la rand
- DAE medie la creditele de consum a scazut la cel mai mic nivel din ultimii 3,5 ani
- Creditele noi in lei obtinute de firme de la banci, in crestere cu 6,1%
- Creditele de consum acordate de IFN-urile specializate, in crestere puternica
- Dobanda medie la creditele noi in lei a scazut la cel mai redus nivel din ultimele 19 luni
Legislatie
- Decizia Curtii Constitutionale nr.731 din 6 noiembrie 2019 referitoare la Legea pentru modificarea şi completarea Legii nr.77/2016 privind darea in plata a unor bunuri imobile in vederea stingerii obligatiilor asumate prin credite
- Legea nr. 129/2019 pentru prevenirea si combaterea spalarii banilor si finantarii terorismului
- Legea nr. 210/2019 privind activitatea de emitere de moneda electronica
- Patru noi proiecte de lege pentru protectia consumatorilor privind plafonarea dobanzilor la credite, executarile silite, cesiunea si conversia in lei a creditelor in valuta, depuse de cuplul Zamfir/Piperea la Senat
- OUG 51 din 1997 actualizata privind operatiunile de leasing
Lege plafonare dobanzi credite
- BNR propune Parlamentului plafonarea dobanzilor la creditele bancilor intre 1,5 si 4 ori peste DAE medie, in functie de tipul creditului; in cazul IFN-urilor, plafonarea dobanzilor nu se justifica
- Legile privind plafonarea dobanzilor la credite si a datoriilor preluate de firmele de recuperare se discuta in Parlament (actualizat)
- Legea privind plafonarea dobanzilor la credite nu a fost inclusa pe ordinea de zi a comisiilor din Camera Deputatilor
- Senatorul Zamfir, despre plafonarea dobanzilor la credite: numai bou-i consecvent!
- Parlamentul dezbate marti legile de plafonare a dobanzilor la credite si a datoriilor cesionate de banci firmelor de recuperare (actualizat)
Analize economice
- Romania a avut cea mai mare inrautatire a balantei comerciale in 2019 dintre tarile non-euro din regiune
- Revenire spectaculoasa a cresterii economice in ultimul trimestru din 2019
- Avansul PIB-ului Romaniei in scadere, dar ramane mai mare decat al tarilor vecine, arata prognoza de iarna a Comisiei Europene
- Economia zonei euro va creste in urmatorii trei ani, prognozeaza economistii
- Discrepanta puternica a indicatorilor economici in 2019: PIB-ul in scadere, bursele la maxime istorice
Anunturi banci
- Banca Transilvania obtine punctaj maxim la evaluarea ARIR privind comunicarea companiilor listate
- Cum poti redirectiona o parte din impozit catre un ONG
- First Bank anunta un incident de securitate vizand prelucrarea datelor cu caracter personal
- BCR si BRD opresc sistemele de carduri si bancomate in aceasta noapte
- Oferta Bancii Transilvania de Black Friday: 50 de masini electrice in leasing, cu dobanda zero
Ministerul Finantelor
- Guvernul PNL a gasit dezastru in finantele publice, date statistice posibil falsificate, nepotisme si angajari netransparente la ANAF; anunta taieri masive de cheltuieli, de-PSD-izarea administratiei publice si profesionalizarea acesteia
- Ministerul Finantelor a publicat proiectul de Ordonanta privind functionarea bancilor nationale de dezvoltare
- Ministerul Finantelor ia masuri pentru capitalizarea firmelor
- Prin programul IMM Invest Romania, firmele pot obtine credite bancare cu dobanda redusa: ROBOR + maxim 2,5%
- Proiectul OUG privind Programul O familie, o casa
Biroul de Credit
- Care sunt bancile si IFN-urile care-si raporteaza clientii la Biroul de Credit?
- Site-ul Birouldecredit.ro are probleme de functionare
- Intrebari frecvente despre Biroul de Credit
- Lista bancilor si IFN-urilor care-si raporteaza clientii la Biroul de Credit
- Cum pot fi sters din Biroul de Credit?
Procese
- Cum motiveaza Inalta Curte de Casatie si Justitie respingerea cererilor de conversie a creditelor in franci elvetieni la cursul din data acordarii, in baza teoriei impreviziunii
- Motivarea sentintei emisa de Curtea de Apel Bucuresti in procesul dintre Curtea de Conturi si Ministerul Dezvoltarii, in cazul bancilor pentru locuinte
- Credius a fost sanctionata de ANPC
- OTP Bank a cesionat legal creditele in franci elvetieni, a decis justitia, in prima instanta, astfel ca a anulat amenda si procesul-verbal ale ANPC
- Decizia Curtii de Justitie a UE in cazul creditelor in franci elvetieni din Polonia: contractele nu pot convertite in moneda locala, ci doar anulate (actualizat)
Stiri economice
- Seful Oracle Romania, Sorin Mindrutescu, cercetat penal de DNA pentru luare de mita
- Der Touristik Group, primul mare operator de turism mondial care intra in Romania, prin achizitia Eurolines
- Asseco SEE, recunoscut ca Partenerul Microsoft al Anului 2019 in Romania
- Vodafone a fost amendata si somata de ANPC sa nu scumpeasca abonamentele
- Cresterea ROBOR si situatia economica incerta a afectat increderea consumatorilor, arata un studiu GfK
FNGCIMM
- Programul Prima Casa 2019 a fost lansat, bancile pot acorda credite ipotecare de 4 miliarde lei, cu avans de 5% si dobanda de 5,28%
- Angajatii FNGCIMM luau mita pentru urgentarea dosarelor Prima Casa
Statistici
- Cat este salariul minim pe economie in 2020: 1346 lei net si 2.230 lei brut
- Incluziunea financiara a Romaniei, cea mai mica din Europa, scade, in loc sa creasca
- Pretul caselor, in scadere cu 0,7%, conform Eurostat
- Numarul fimelor active din Romania, conform statisticilor Registrului Comertului
- Evolutia istorica a cresterii anuale a Produsului Intern Brut (PIB), conform datelor Institutului National de Statistica (INS)
Noutati BCE
- Dobanda la euro nu va creste pana in iunie 2020
- BCE trebuie sa fie consultata inainte de adoptarea de legi care afecteaza bancile nationale
- BCE a publicat avizul privind taxa bancara
- BCE va mentine la 0% dobanda de referinta pentru euro cel putin pana la finalul lui 2019
- ECB: Insights into the digital transformation of the retail payments ecosystem
Noutati EBA
- EBA publishes 2018 EU-wide stress test results
- EBA launches 2018 EU-wide transparency exercise
- EBA issues first binding mediation decision between the SRB and the NBR
- Asset repricing, cyber-attacks and Brexit are key risks for EU financial markets, shows ESA report
- EBA publishes its Roadmap on FinTech
Noutati FGDB
- Peste 80% din depozitele bancare sunt garantate
- Depozitele bancare nu intra in campania electorala
- FGDB explica modul de aplicare a procedurii de recapitalizare interna a unei banci cu depozitele negarantate ale clientilor (bail-in)
- Valoarea depozitelor garantate de FGDB a crescut cu 50 miliarde lei in ultimul an, la 221 miliarde lei in total
- FGDB aminteste ca toate conturile si depozitele din bancile romanesti sunt garantate in limita a 100.000 de euro
Noutati FMI
- FMI cere BNR sa intareasca politica monetara iar Guvernului sa modifice legea pensiilor
- FMI: majorarea salariilor din sectorul public si legea pensiilor ar trebui reevaluate
- IMF statement of the 2018 Article IV Mission to Romania
- Jaewoo Lee, new IMF mission chief for Romania and Bulgaria
- IMF concludes article IV consultation with Romania
Noutati BERD
- BERD dezvaluie cat a platit pe actiunile Piraeus Bank
- ING Bank si BERD finanteaza parcul logistic CTPark Bucharest
- EBRD hails Moldova banking breakthrough
- Banca Transilvania and EBRD become majority shareholders of Victoriabank in Moldova
- BERD devine actionar Agricover Holding
Noutati Federal Reserve
- Federal Reserve urca dobanda la 2,25%
- Federal Reserve decided to maintain the target range for the federal funds rate at 1-1/2 to 1-3/4 percent
- Federal Reserve majoreaza dobanda de referinta pentru dolar la 1,5% - 1,75%
- Federal Reserve issues FOMC statement
- A Challenging Decade and a Question for the Future (speech by Janet Yellen, The Fed chair)
Noutati BEI
- BEI a redus cu 31% sprijinul acordat Romaniei in 2018
- Romania implements SME Initiative: EUR 580 m for Romanian businesses
- European Investment Bank (EIB) is lending EUR 20 million to Agricover Credit IFN
Mobile banking
- ING devine a treia banca la care poti deschide un cont online
- BT24 Mobile Banking are probleme de functionare (actualizat)
- BCR lanseaza creditul online in aplicatia George, cu dobanda mai mica decat cel clasic
- Clientii ING nu pot face nici astazi plati cu telefoanele mobile
- Banca Transilvania lanseaza noua aplicatie de mobile banking, NeoBT, in versiune beta
Noutati Comisia Europeana
- State aid: Commission refers Romania to Court for failure to recover illegal aid worth up to €92 million
- Comisia Europeana publica raportul privind progresele inregistrate de Romania in cadrul mecanismului de cooperare si de verificare (MCV)
- Infringements: Commission refers Greece, Ireland and Romania to the Court of Justice for not implementing anti-money laundering rules
- Council of the European Union statement on Bulgaria path towards ERM II participation
- Romania, pe ultimul loc in Europa la digitalizare
Noutati BVB
- Banca Transilvania plateste un dividend brut pe actiune de 0,17 lei din profitul pe 2018
- Obligatiunile Bancii Transilvania se tranzactioneaza la Bursa de Valori Bucuresti
- Obligatiunile Good Pople SA (FRU21) au debutat pe piata AeRO
- BVB avertizeaza doua firme ca nu si-au respectat obligatiile de raportare
- Raiffeisen Centrobank (RCB) a lansat produse de investitii tip warrant la BVB
Institutul National de Statistica
- Salariul mediu net pe economie a crescut cu 12% in 2018
- Inflatia creste iar la 5,1% in august
- Salariul mediu net si brut pe economie si categorii CAEN
Informatii utile asigurari
- Regulile privind incheierea asigurarii auto RCA online
- Ce este o polita de asigurare auto obligatorie RCA
- Politica de prelucrare a datelor cu caracter personal Pint.ro Broker de Asigurare SRL
Ultimele Comentarii
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Monede de vanzare
Am câteva monede vechi : 5 bani-1966 (1 moneda) 15 bani -1966 (3 monede) 15 bani -1975 (3 ... detalii
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Prea multa anireclama
Poate OTP va achizitiona in cele din urma Garanti BBVA, pentru care aveti o slabiciune (probabil va ... detalii
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Card Cetelem
... detalii
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Card Cetelem
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pai cand
pai si cand va intra din nou in functiune aceasta aplicatie? este chiar frustrant.....noua ... detalii