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Millennium Bank is interested in participating in First House 4

Autor: Bancherul.ro
2011-04-21 13:58

Millennium Bank is interested in participating in the fourth edition of First House scheme and will grant loans to the eligible clients according to the Government rules. The bank will allocate 50 million euros for this edition of the scheme, an amount equivalent to the total loans granted during the first three editions of First House programme.

The loans will be available for clients after the bank signs the agreement with the National Guarantee Fund for SMEs Loans and implements the new rules of the scheme. The interest rate will be calculated as three-month Euribor plus a 4% margin.

“Millennium Bank has been a very active player in First House programme, we granted loans worth over 50 million euros in the previous editions of the scheme. By adding First House loans to our mortgage lending offer, we are able to meet a wider range of our clients’ needs”, said Eliza Erhan, Head of Retail Product Development with Millennium Bank.

The bank recently cut the minimum down payment for its standard Mortgage Loan to 10%. The credit costs are also comparable to First House, with a margin starting from 5% applied to three-month Euribor/Robor plus, depending on the financed amount and clients’ option to transfer their income to the bank. Customers benefit from free life insurance and zero administration fee. The maximum amount of the loan is 300,000 euros and the tenor is 30 years.

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